How do you handle client financial data and confidentiality?

NDA on request. No training on your data. No sharing between clients. Minimal retention — files held only as long as needed for the deliverable. For sensitive material, obscure client or counterparty names before sending — our work holds up on anonymized inputs. Role-limited access, audit-logged.

How does this fit with my fiduciary duty, fraud-liability exposure, and SOX considerations?

Your fiduciary duty as a finance officer does not transfer. We’re an outside service provider preparing materials at your direction; the representations, judgments, and certifications belong to you. For any client subject to SOX or similar controls, treat our work product like any third-party-prepared schedule — subject to your firm’s review controls and management-review documentation before anything flows into formal reporting. We don’t certify financials. You do.

Who owns scope and conflict checks?

You do. If you serve competing clients in a category, it’s your judgment whether we can work on specific deliverables for each. Describe each request in plain language; we follow it. If a request is ambiguous, we ask one clarifying question and deliver. No open-ended retainers, no scope drift.

How do I know the models and numbers are accurate?

You verify. Every model we build has a formula-audit tab, every number in a board packet ties to a source, and a human reviews every deliverable before you see it. We do the 90% — building, tying, formatting — so you spend your time on the 10%: narrative, judgment, board conversation.

Is this "being the CFO"?

No. Think of us as the senior analyst or controller-level bench you’d hire inside a company — the one who builds what the CFO presents. We don’t sit in the board meeting, we don’t make the call, and we don’t represent you in any fiduciary capacity with your clients.

What if a client requires strict data residency or SOC 2 controls?

Tell us what’s required — data location, retention limits, access controls — and we’ll confirm whether we can meet them before the engagement starts. For most fractional CFO work (models, board packets, analyses on exported data), our standard handling is sufficient; for stricter environments, we can work within your client’s existing tooling.

Can I try one request before subscribing?

Yes. First request free, no credit card. First iteration back in 5 business days; keep iterating with us until you sign off. Send a realistic deliverable — a board-packet section, a 3-statement refresh, a cash-runway model — and judge it against the analyst output you already trust.

HANDLED FOR FRACTIONAL CFOS

You didn’t spend 18 years in finance leadershipto rebuild a board deck from three messy tabs at midnight.

Handled takes the work. You keep the judgment.

Board packets, 3-statement models, KPI dashboards — a done-for-you service. You bring the narrative and the judgment. We bring the numbers, the charts, and the formatting. That’s the 10% that matters. We handle the other 90%.

Two things we’d handle for you, in 3 minutes I know what I want — start my free request

No signup yet. Just pick what feels right. Subscriptions from $1,500/mo.

Handled is a done-for-you service for fractional CFOs. Send board-packet prep, model builds, or KPI-dashboard requests in plain language; a human-reviewed team returns board packets, 3-statement models, and recurring KPI dashboards, responding within 5 business days per round and iterating until you sign off. First request is free. Subscriptions from $1,500/month, cancel anytime. No meetings, no scope documents, no prompting required.

Gabriel Rymberg

MBA. Decades in technology, business, startups, enterprise, defense, nonprofit.

Guy Rymberg

Chief Engineer, Israeli Navy. Automation and systems expert.

Built by professionals, for professionals. The AI Masters LLC.

Three steps. That's it.

Tell us what you need

You describe the problem in plain language. Our intake process asks the right questions — no back-and-forth, no discovery calls.

We get to work

We combine professional judgment with advanced AI to send your work back fast — and keep refining until you're happy.

Review and refine

Not quite right? We revise. No extra charge, no ticket counting. We're done when you're happy.

The numbers fractional CFOs already know

96%

FP&A professionals still relying on spreadsheets for planning — the tool the fractional CFO already lives in

Source: AFP 2025 FP&A Benchmarking Survey

61%

Finance leaders citing lack of data reliability as the #1 barrier holding their tech stack back

Source: AFP 2025 FP&A Benchmarking Survey

79%

CFOs who say they’ll likely use generative AI in the next 24 months to bridge finance skills gaps

Source: Deloitte Q1 2025 North American CFO Signals Survey

17%

Projected growth in demand for financial managers through 2033 — "much faster than average" while the talent pipeline remains tight

Source: BLS Occupational Outlook Handbook

The three things fractional CFOs ask us to handle

Summarize

You serve three SaaS clients. Two of them have board meetings the same week. You have QBO exports, a cap table, and a 14-tab model held together with hope.

What we deliver: Two 12–15 page board packets — CEO summary, financials with commentary, KPI dashboard, cash runway, topic callouts — in each client’s template. First iteration back within the tier cadence; keep iterating until you sign off.

Process

Research

A founder asks for a "quick" LBO sensitivity — three scenarios, debt tranches, exit multiples — before a Thursday investor call.

What we deliver: A clean Excel model with three scenarios, debt waterfall, returns tables, and a one-page output tab. Sensitivity on revenue growth and exit multiple. Formula audit trail on a separate tab.

Build

Process (review)

Your newest client’s P&L is a mess — SaaS and services revenue blended, COGS line items mis-tagged in QBO, monthly close takes 11 days.

What we deliver: A cleaned chart-of-accounts mapping, re-tagged QBO transactions for the trailing three months, and a recurring close checklist that brings the next month in under 7 days.

Process

We do 90%. You do the 10% that actually requires fiduciary judgment.

Handled is not an AI tool you need to learn. It's not a chatbot you have to prompt. It's a service.

You describe what you need. We deliver a done piece of work. You read it, apply the expertise that took decades to build, catch the thing the AI would never catch, and approve it.

That's the 10% that matters. The 90% — the reading, the drafting, the categorizing, the structuring — we handle.

This isn't about replacing anyone. It's about making sure a $400/hour professional isn't doing $40/hour work.

How Handled compares

Competitor	Starting price	Best for	How Handled differs
Pilot	$99/mo bookkeeping; $1,750/mo CFO Services (annual)	Startups wanting bookkeeping-first with optional CFO add-on under one roof	A bookkeeping-first stack. Handled plugs into the fractional CFO directly — models, decks, analysis — without replacing your books or your client’s team.
Bench (by Employer.com)	$249/mo Essential (annual)	Small businesses wanting hands-off monthly bookkeeping	Pure bookkeeping. Handled starts where Bench stops — board packets, 3-statement models, ad-hoc analysis — work only a finance leader should own.
Toptal CFOs	Hourly, marketplace-set (typically $150–$500/hr)	Companies wanting a vetted independent CFO for a specific project	A freelancer marketplace where you hire and manage the individual. Handled is a flat-fee service that produces finished deliverables on a monthly subscription.
ChatGPT / Claude	$20/mo	CFOs who want an AI copilot for ad-hoc questions and drafts	A tool the CFO still has to operate. Handled returns the finished model, board deck, or dashboard — reviewed by a human — rather than a conversation to mine.
Handled	From $1,500/mo	Done-for-you service	We deliver, you approve

Built by professionals, for professionals

We're a father-and-son team. Between us: decades in technology and business, an MBA, and thousands of hours delivering with AI. We keep the team small on purpose — every request gets our direct attention. We built Handled because we realized that what AI needs isn't a better chatbot — it needs someone to do the work for you and hand you the result. That's what we do.

Gabriel Rymberg

Co-Founder

Decades in technology and business. MBA. Startups, enterprise, defense, nonprofit — every role from writing code to running the business. Knows what organizations actually need and how to deliver it.

Guy Rymberg

Co-Founder

Chief Engineer, Israeli Navy. Automation and systems expert. Builds the infrastructure that makes Handled fast and reliable.

What Handled is not

Not a chatbot you have to learn.
No prompting, no training, no “try a better prompt.”
Not a scope document.
No project briefs, no Gantt charts, no status calls.
Not a Zoom meeting.
If we need a call to start, we failed. (Exception: Premium tier includes 2 live hours/month if you want them.)
Not a replacement for your fiduciary duty.
The financials, the certifications, and the board narrative are yours. We don’t sign off. You do.
Not AI slop.
Everything that leaves our shop is reviewed by a human before you see it.

Your first request is free.

No credit card. No commitment. First iteration back in 5 business days — keep iterating with us until you sign off. The only way to understand what “handled” means is to have something handled.

Simple pricing. Cancel anytime.

All plans do the same work. Plans differ in how fast you get it back.

What we handle — on every tier

Summaries & briefsinvestor updates, debt agreements, contracts, cap tables, board pre-reads
Drafts & documentsboard-meeting minutes, investor-update emails, CEO memos, variance commentary, topic one-pagers
Research & analysisunit economics deep dives, LTV/CAC cohorts, runway scenarios, fundraising market scans, LBO sensitivities
Tools & systemsclose-checklist runners, KPI dashboards, fundraising-pipeline trackers, branded model templates, variance-alert logs
Data & insightsQBO/Xero recoding, 3-statement models, monthly board packets, weekly cash flashes, quarterly investor updates

How every plan works

Unlimited requests, one at a time
Refining is free until you're happy — no extra charge
7-day money-back on your first paid month
Cancel anytime

Big project? We break it into pieces. We send back one piece on your plan's pace — every 5 days on Standard, 3 on Professional, 2 on Premium. After each piece, you tell us 'done' or 'change this.' We keep going until the whole project is done.

Standard

$1,500/month

Your work back in 5 business days — actual work, not just a reply.

If we need anything to keep going, we'll reach out sooner.

First request free. 7 days to try, no credit card.

Add live hours: $500/hr

Professional

$2,750/month

Your work back in 3 business days — actual work, not just a reply.

If we need anything to keep going, we'll reach out sooner.

First request free. 7 days to try, no credit card.

Add live hours: $500/hr

Premium

$5,000/month

Your work back in 2 business days — actual work, not just a reply.

If we need anything to keep going, we'll reach out sooner.

+ 2 hours of live Zoom each month for strategy, training, or Q&A.

First request free. 7 days to try, no credit card.

Add live hours: $500/hr

Swipe to compare plans →

Standard

$1,500/month

Your work back in 5 business days — actual work, not just a reply.

If we need anything to keep going, we'll reach out sooner.

First request free. 7 days to try, no credit card.

Add live hours: $500/hr

Professional

$2,750/month

Your work back in 3 business days — actual work, not just a reply.

If we need anything to keep going, we'll reach out sooner.

First request free. 7 days to try, no credit card.

Add live hours: $500/hr

Premium

$5,000/month

Your work back in 2 business days — actual work, not just a reply.

If we need anything to keep going, we'll reach out sooner.

+ 2 hours of live Zoom each month for strategy, training, or Q&A.

First request free. 7 days to try, no credit card.

Add live hours: $500/hr

Handled pricing tiers (Monthly): Standard, Professional, Premium. All plans include free refining until you say it's done.
Plan attribute	Standard	Professional	Premium
Monthly price	$1,500/month	$2,750/month	$5,000/month
Quarterly price (10% off)	$1,350/month	$2,475/month	$4,500/month
Annual price (17% off)	$1,250/month	$2,292/month	$4,167/month
Billing period	Monthly, quarterly, or annual. Cancel anytime.
What we handle	Summaries & briefs — investor updates, debt agreements, contracts, cap tables, board pre-reads; Drafts & documents — board-meeting minutes, investor-update emails, CEO memos, variance commentary, topic one-pagers; Research & analysis — unit economics deep dives, LTV/CAC cohorts, runway scenarios, fundraising market scans, LBO sensitivities; Tools & systems — close-checklist runners, KPI dashboards, fundraising-pipeline trackers, branded model templates, variance-alert logs; Data & insights — QBO/Xero recoding, 3-statement models, monthly board packets, weekly cash flashes, quarterly investor updates	Summaries & briefs — investor updates, debt agreements, contracts, cap tables, board pre-reads; Drafts & documents — board-meeting minutes, investor-update emails, CEO memos, variance commentary, topic one-pagers; Research & analysis — unit economics deep dives, LTV/CAC cohorts, runway scenarios, fundraising market scans, LBO sensitivities; Tools & systems — close-checklist runners, KPI dashboards, fundraising-pipeline trackers, branded model templates, variance-alert logs; Data & insights — QBO/Xero recoding, 3-statement models, monthly board packets, weekly cash flashes, quarterly investor updates	Summaries & briefs — investor updates, debt agreements, contracts, cap tables, board pre-reads; Drafts & documents — board-meeting minutes, investor-update emails, CEO memos, variance commentary, topic one-pagers; Research & analysis — unit economics deep dives, LTV/CAC cohorts, runway scenarios, fundraising market scans, LBO sensitivities; Tools & systems — close-checklist runners, KPI dashboards, fundraising-pipeline trackers, branded model templates, variance-alert logs; Data & insights — QBO/Xero recoding, 3-statement models, monthly board packets, weekly cash flashes, quarterly investor updates
Turnaround time	Your work back in 5 business days (actual work, not just a reply).	Your work back in 3 business days (actual work, not just a reply).	Your work back in 2 business days (actual work, not just a reply).
Premium bonus	—	—	+ 2 hours of live Zoom each month for strategy, training, or Q&A.
How every plan works	Unlimited requests, one at a time; Refining is free until you're happy — no extra charge; 7-day money-back on your first paid month; Cancel anytime.
Big projects	Big project? We break it into pieces. We send back one piece on your plan's pace — every 5 days on Standard, 3 on Professional, 2 on Premium. After each piece, you tell us 'done' or 'change this.' We keep going until the whole project is done.
Live hours add-on	$500/hr	$500/hr	2 live hours/month included
Money-back guarantee	7-day money back on your first paid month.

Questions fractional CFOs ask us

Handled also works for...

Handled for CPAs

Handled takes the work. You keep the judgment.

Handled for Financial advisors

Handled takes the work. You keep the judgment.

Handled for Consultants

Handled takes the work. You keep the judgment.

You tell the story to the board. We build the numbers behind it.

Two things we’d handle for you, in 3 minutes I know what I want — start my free request

Answer 3–5 questions. Walk away with 2 specific things we’d do for you — either one can be your free first request.

No credit card. No scope document. No meeting required. Subscriptions from $1,500/mo, cancel anytime.

Handled takes the work. You keep the judgment.

No signup yet. Just pick what feels right. Subscriptions from $1,500/mo.

We do 90%. You do the 10% that actually requires fiduciary judgment.

Handled is not an AI tool you need to learn. It's not a chatbot you have to prompt. It's a service.

You describe what you need. We deliver a done piece of work. You read it, apply the expertise that took decades to build, catch the thing the AI would never catch, and approve it.

That's the 10% that matters. The 90% — the reading, the drafting, the categorizing, the structuring — we handle.

This isn't about replacing anyone. It's about making sure a $400/hour professional isn't doing $40/hour work.

Competitor

Starting price

Best for

How Handled differs

Pilot

$99/mo bookkeeping; $1,750/mo CFO Services (annual)

Startups wanting bookkeeping-first with optional CFO add-on under one roof

A bookkeeping-first stack. Handled plugs into the fractional CFO directly — models, decks, analysis — without replacing your books or your client’s team.

Bench (by Employer.com)

$249/mo Essential (annual)

Small businesses wanting hands-off monthly bookkeeping

Pure bookkeeping. Handled starts where Bench stops — board packets, 3-statement models, ad-hoc analysis — work only a finance leader should own.

Toptal CFOs

Hourly, marketplace-set (typically $150–$500/hr)

Companies wanting a vetted independent CFO for a specific project

A freelancer marketplace where you hire and manage the individual. Handled is a flat-fee service that produces finished deliverables on a monthly subscription.

ChatGPT / Claude

$20/mo

CFOs who want an AI copilot for ad-hoc questions and drafts

A tool the CFO still has to operate. Handled returns the finished model, board deck, or dashboard — reviewed by a human — rather than a conversation to mine.

Handled

From $1,500/mo

Done-for-you service

We deliver, you approve

Built by professionals, for professionals

Gabriel Rymberg

Co-Founder

Guy Rymberg

Co-Founder

Chief Engineer, Israeli Navy. Automation and systems expert. Builds the infrastructure that makes Handled fast and reliable.

What Handled is not

Not a chatbot you have to learn.

No prompting, no training, no “try a better prompt.”

Not a scope document.

No project briefs, no Gantt charts, no status calls.

Not a Zoom meeting.

If we need a call to start, we failed. (Exception: Premium tier includes 2 live hours/month if you want them.)

Not a replacement for your fiduciary duty.

The financials, the certifications, and the board narrative are yours. We don’t sign off. You do.

Not AI slop.

Everything that leaves our shop is reviewed by a human before you see it.

Handled pricing tiers (Monthly): Standard, Professional, Premium. All plans include free refining until you say it's done.

Plan attribute

Standard

Professional

Premium

Monthly price

$1,500/month

$2,750/month

$5,000/month

Quarterly price (10% off)

$1,350/month

$2,475/month

$4,500/month

Annual price (17% off)

$1,250/month

$2,292/month

$4,167/month

Billing period

Monthly, quarterly, or annual. Cancel anytime.

What we handle

Summaries & briefs — investor updates, debt agreements, contracts, cap tables, board pre-reads; Drafts & documents — board-meeting minutes, investor-update emails, CEO memos, variance commentary, topic one-pagers; Research & analysis — unit economics deep dives, LTV/CAC cohorts, runway scenarios, fundraising market scans, LBO sensitivities; Tools & systems — close-checklist runners, KPI dashboards, fundraising-pipeline trackers, branded model templates, variance-alert logs; Data & insights — QBO/Xero recoding, 3-statement models, monthly board packets, weekly cash flashes, quarterly investor updates

Turnaround time

Your work back in 5 business days (actual work, not just a reply).

Your work back in 3 business days (actual work, not just a reply).

Your work back in 2 business days (actual work, not just a reply).

Premium bonus

—

+ 2 hours of live Zoom each month for strategy, training, or Q&A.

How every plan works

Unlimited requests, one at a time; Refining is free until you're happy — no extra charge; 7-day money-back on your first paid month; Cancel anytime.

Big projects

Live hours add-on

$500/hr

2 live hours/month included

Money-back guarantee

7-day money back on your first paid month.

Questions fractional CFOs ask us

You tell the story to the board. We build the numbers behind it.

Answer 3–5 questions. Walk away with 2 specific things we’d do for you — either one can be your free first request.

No credit card. No scope document. No meeting required. Subscriptions from $1,500/mo, cancel anytime.